4. Is coaching covered under health insurance benefits?

No.  Coaching is a private pay service.  To the best of my knowledge, coaching is not a covered health insurance benefit at this time but check with your own health insurer to be sure.  The answer to this may also vary from state to state and from insurer to insurer.  Here in my local city (Rochester, New York), coaching is not yet covered by any health insurance, including Medicaid and Medicare.

I always suggest to my clients that they check with their  individual health care insurance provider directly to get this specific question answered. 

Another possible option is if you have a Health Savings Account (HSA), Flexible Spending Account (FSA) or a Health Reimbursement Account (HRA), check with your health insurer and/or account rules as Life Coaching/Health Coaching/Wellness Coaching may be a reimbursable health-related expense.